Debtors Care - A financially independent Africa
Payday can be the happiest day of the month and the most stressful. The salary has just come in, but before the employee has even had a chance to enjoy it, the money already has somewhere to go. Rent, school fees, loan deductions, SACCO contributions, food, transport, family support and bills that have been waiting…
Both the national and county governments regularly speak about the importance of small and medium-sized enterprises (SMEs) to Kenya’s economy. SMEs are praised as drivers of job creation, innovation, and economic growth. Yet in practice, many of these businesses are treated less like valued partners and more like a convenient source of free financing. Government…
Many people assume debt is simply a money problem. Earn more, spend less, and everything will work out. But if that were true, why do some people with decent salaries still struggle with debt year after year? James, a 34-year-old professional, earned a stable income and received regular promotions at work. From the outside, his…