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Sometimes, the biggest financial problem an employee faces is not how much they earn, but how often they have to borrow to get through the month. It often starts with something small. An employee receives their salary, pays the usual bills and sets aside money for household expenses. Everything appears manageable until an unexpected expense […]

Payday can be the happiest day of the month and the most stressful. The salary has just come in, but before the employee has even had a chance to enjoy it, the money already has somewhere to go. Rent, school fees, loan deductions, SACCO contributions, food, transport, family support and bills that have been waiting […]

Kenya’s national debt hit Kshs 13.01 trillion at the end of June 2026, this is according to the National Treasury data. Treasury has also budgeted to borrow another Kshs 1.15 trillion this financial year to help finance the gap between what the government collects and what it spends. Now look at your M-Pesa. In the […]