When an Employee’s Salary Is Already Spent Before Payday

Payday can be the happiest day of the month and the most stressful. The salary has just come in, but before the employee has even had a chance to enjoy it, the money already has somewhere to go. Rent, school fees, loan deductions, SACCO contributions, food, transport, family support and bills that have been waiting…

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Trillion-Shilingi Baby – Kenya’s National Debt and Your Fuliza Are Cousins

Kenya’s national debt hit Kshs 13.01 trillion at the end of June 2026, this is according to the National Treasury data. Treasury has also budgeted to borrow another Kshs 1.15 trillion this financial year to help finance the gap between what the government collects and what it spends. Now look at your M-Pesa. In the…

SMEs On the Brink as State Owes Suppliers Billions

Both the national and county governments regularly speak about the importance of small and medium-sized enterprises (SMEs) to Kenya’s economy. SMEs are praised as drivers of job creation, innovation, and economic growth. Yet in practice, many of these businesses are treated less like valued partners and more like a convenient source of free financing. Government…